Personal Checking

Account Type More Info Minimum Opening Balance Minimum Balance Required Service Charge Interest Bearing
Rewards Checking
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$250.00  None  None  Yes 

Rewards Checking

This account is designed for the Individual who wants the benefit and conveinence of email statement delivery and nationwide ATM access.

Basic Features

  • $1,000 overdraft privilege after 30 days*
  • No minimum balance
  • ATM/Debit Card
  • Free Nationwide ATM access**
  • Monthly E-mail Statement
  • 24 hrs. a day Telephone & Online Banking access

*Our regular insufficient funds fee of $28 per item or our regular overdraft fee of $28 per item, will be charged regardless if the item is paid or returned. A fee may be imposed for covering overdrafts created by Check, In-Person Withdrawel, or other electronic means that will overdraw the available account balance regardless of whether we Pay or Dishonor (Return) the item. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. The amount of any overdrafts including fees you owe us shall be due and payable within 30 days.

**Certain restrictions apply, please see one of our Customer Service Representatives for details.  

Free Checking
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$250.00  None  None  No 

Free Checking

This account is designed for individuals seeking very low maintenance and no interest.

Basic Features

  • $750 overdraft privilege after 30 days*
  • Unlimited transactions
  • No minimum balance
  • ATM/Debit Card**
  • Monthly statement (no images)
  • 24 hrs. a day Telephone & Online Banking access

*Our regular insufficient funds fee of $28 per item or our regular OD Fee of $28 per item, will be charged regardless if the item is paid or returned. A fee may be imposed for covering overdrafts created by Check, In-Person Withdrawel, or other electronic means that will overdraw the available account balance regardless of whether we Pay or Dishonor (Return) the item. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. The amount of any overdrafts including fees you owe us shall be due and Payable withing 30 days.

**Fee assessed for foreign ATM transactions see account disclosure for complete details.

 
Security Image Club
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$250.00  None  Various Levels  Yes 

Security Image Club

An ideal account if your seeking to be rewarded for your balance and interested in some Accidential Death and Dismemberment coverage at a reasonable price.**

Basic Features

  • $1,000 overdraft privilege after 30 days*
  • Unlimited transactions
  • No minimum balance
  • ATM/Debit Card
  • Monthly statement with images
  • Club Plan** (AD&D)
  • 24 hrs. a day Telephone & Online Banking access

*Our regular insufficient funds fee of $28 per item or our regular OD Fee of $28 per item, will be charged regardless if the item is paid or returned.A fee may be imposed for covering overdrafts created by Check, In-Person Withdrawel, or other electronic means that will overdraw the available account balance regardless of whether we Pay or Dishonor (Return) the item. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. The amount of any overdrafts including fees you owe us shall be due and Payable withing 30 days.

**Not Guaranteed by the Bank or an Affiliate of the Bank. The Insurance product or annuity is not a deposit or other obligation of, or guaranteed by the Bank or an affiliate of the Bank. not FDIC insured. the Insurance product or annuity is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States, the Bank, or an affiliate of the Bank. Other services subject to standard fees.

 
Relationship Checking
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$250.00  $5,000.00  $12.50**  Yes 

Relationship Checking

This is what the bank is comprised of “relationships”! If your looking for an account that rewards you for having more products, this is your account!

Basic Features

  • $1,000 overdraft privilege after 30 days*
  • Unlimited transactions
  • ATM/Debit Card
  • Monthly statement with images
  • Free bank stock checks
  • Free travelers checks and cashier checks
  • Discounts on loans with automatic debit
  • Bonus rates on CD’s
  • Free bill pay
  • 24 hrs. a day Telephone & Online Banking access

*Our regular insufficient funds fee of $28 per item or our regular OD Fee of $28 per item, will be charged regardless if the item is paid or returned.A fee may be imposed for covering overdrafts created by Check, In-Person Withdrawel, or other electronic means that will overdraw the available account balance regardless of whether we Pay or Dishonor (Return) the item. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. The amount of any overdrafts including fees you owe us shall be due and Payable withing 30 days.

**No monthly fee if combined daily balance of $5,000 or more in any combination of Checking, MMA, Savings or CD - $12.50 maintenance fee if below minimum daily balance requirement any time during the statement cycle

 
Now
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$250.00  $1,000.00  $13.50**  Yes 

Now

Interest bearing account with basic features! This account allows you to earn greater interest but remain liquid.

Basic Features

  • $1,000 overdraft privilege after 30 days*
  • Unlimited transactions
  • ATM/Debit Card
  • Monthly statement with images
  • 24 hrs. a day Telephone & Online Banking access

*Our regular insufficient funds fee of $28 per item or our regular OD Fee of $28 per item, will be charged regardless if the item is paid or returned. A fee may be imposed for covering overdrafts created by Check, In-Person Withdrawel, or other electronic means that will overdraw the available account balance regardless of whether we Pay or Dishonor (Return) the item. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. The amount of any overdrafts including fees you owe us shall be due and Payable withing 30 days.

**No maintenance fee with daily balance of $1,000.00 or more - $13.50 if below minimum daily balance requirement any time during the statement cycle.

Premium Money Market
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$1,000.00  $1,000.00  $12.50*  Yes 

Premium Money Market

Interest bearing account, great features and remain liquid.

Basic Features

  • Unlimited transactions over the counter**
  • Free first order of 40 personalized wallet checks
  • ATM/Debit Card
  • Monthly statement with images
  • 24 hrs. a day Telephone & Online Banking access

*No monthly maintenance fee with daily balance of $1,000.00 or more -$12.50 if below minimum daily balance requirement any time during the month.

**Withdrawal and transfer limitations including those made by phone, online, pre-authorized, automatic and wire, and advances for overdraft protection to six per month, no more than three of which may be draft(check) or debit card(POS) transactions. $10.00 per item for exceeding limitations for debit over six (6) per month

 
Liquid CD
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$50,000.00  $50,000.00  None  Yes 

Liquid CD

Looks like a CD, pays like a CD, smells like a CD but it acts just like a Money Market

Basic Features

  • Unlimited transactions over the counter**
  • Free first order of 40 personalized wallet checks
  • ATM/Debit Card
  • Monthly statement with images
  • 24 hrs. a day Telephone & Online Banking access
  • High Interest rate

*If balance falls below $50,000, minimum daily balance at any time during the statement cycle the interest rate will reduce to the current published Basic Savings rate.

**Withdrawal and transfer limitations including those made by phone, online, pre-authorized, automatic and wire, and advances for overdraft protection to six per month, no more than three of which may be draft(check) or debit card(POS) transactions. $10.00 per item for exceeding limitations for debit over six (6) per month

 

Member FDIC | Equal Housing Lender

 

Main Office: 110 E. 7th St. Odessa, TX 79760
© Security State Bank, 2008

Main Office: 110 E. 7th St. Odessa, TX 79760
© Security State Bank, 2005