Privacy

Our Privacy Commitment to You.  We recognize, respect, and protect the personal privacy rights of all our customers.  We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner.  We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information, as well as personal information of all consumers who visit our institution and website.

Confidentiality and Security of Nonpublic Personal Information.  We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information We Collect.  We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

Nonpublic Personal Information We Disclose.  We may disclose the following kinds of nonpublic personal information about you:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
  • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Parties to Whom We Disclose Nonpublic Personal Information.  We may disclose nonpublic personal information about you to the following parties:

  • Affiliated financial service providers, such as accounts receivable factoring servicers.
  • We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Information About Former Customers We Disclose.  We may disclose the following kinds of nonpublic personal information about you:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions, and credit card usage; and
  • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Parties to Whom We Disclose Former Customer Information.  We may disclose nonpublic personal information about you to the following parties:

  • Affiliated financial service providers, such as accounts receivable factoring servicers.
  • We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Fair Credit Reporting Act Information Opt Out.  Under the federal Fair Credit Reporting Act, we have a right to share information regarding our transactions or experiences with you.  Unless you instruct otherwise, we also have the right to share any other information about you with our affiliates (persons related by common ownership or affiliated by corporate control, now or in the future) either directly or indirectly.  This other information may include, but is not limited to, application information, credit reports from a consumer reporting agency, and any other information we have about you.  If you do not want us to share this other information with out affiliates, you may utilize the opt out methods set forth below.

Opt Out Information

Financial Products or Services to Which Your Opt Out Applies.  If you elect to opt out of information sharing we will treat that opt out as applying to all financial products or services that you have obtained from us in the pastor that you may obtain from us in the future.

You Right to Opt Out of Information Sharing.  If you prefer that we not disclose information not solely related to transactions of experiences with you to our affiliated companies, you may opt out of those disclosures, that is you may direct us not to make those disclosures (other than disclosures permitted by law).

We will treat an opt out direction by any joint account holder as applying to all parties on the account.

You may notify us of your intent to opt out of affiliate sharing by using one of the following methods.

How to Opt Out of Information Sharing.  To opt out of sharing information with our affiliated companies, you may call us at the following number: (432) 333-9901 or toll free 1-800-813-5352.  You can also email us at the following email address: online@ssbank.com or in writing at Security State Bank, Main Branch, 110 E. 7th St., P.O. Box 7197, Odessa, TX 79760 or by fax at (432) 333-4774.

If we do not receive notice of you intent to opt out of information sharing with our affiliated companies within 30 days of delivery of this notice to you, we are authorized to disclose information about you to our affiliated companies in accordance with our privacy policies and practices.

Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies.  Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:  Security State Bank Main Branch, PO Box 7197, Odessa, TX 79760.

Website Privacy and “Cookies”  Visitors to this bank Website remain anonymous.  We do not collect any identifying information about visitors to our site.  We may use standard software to collect non-identifying information about our visitors, such as:

  • Date and time our site was accessed
  • IP address (A numeric address given to servers connected to the Internet)
  • Web browser used
  • City, State, and Country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.  Visitors may elect to provide us with personal information via E-mail, online registration forms, or our guest book.  This information is used internally, as appropriate, to handle the sender’s request.  It is not disseminated or sold to other organizations.

Some areas of our Website may use a “cookie” temporarily stored in the visitor’s computer memory (RAM) to allow the web server to log the pages you use within the site and to know if you have visited the site before.

Security State Bank Regulatory Statement

The Security State Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.  After first contacting Security State Bank, if you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, consumers may file complaints with the Texas Department of Banking by contacting the Department through on e of the means indicated below.

Member FDIC | Equal Housing Lender

 

Main Office: 110 E. 7th St. Odessa, TX 79760
© Security State Bank, 2008

Main Office: 110 E. 7th St. Odessa, TX 79760
© Security State Bank, 2005